If a business has employees working overseas, it can be in their interests to have an International Private Medical Insurance (IPMI) policy in place. Obtaining work visas for staff can be dependent on employers having an IPMI policy and there are also benefits to the employee; even if employees qualify for state provided medical support, they will often receive better treatment privately and more quickly.

This is particularly important in countries where the local healthcare service is poor and unreliable; employees can feel reassured that, if needed, they have access to high quality medical facilities and treatment, regardless of where they are working.